VA Financing

A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA).


This is a great program for those eligible for VA benefits. This program allows borrowers to purchase a home with no money down and no mortgage insurance. The VA charges an upfront funding fee 0% - 3.6% depending on the borrower’s military status and their VA Certificate of Eligibility. This fee can be financed into the loan amount.


For refinancing, the VA offers an option for an Interest Rate Reduction Refinance Loan (IRRRL). This is for current VA mortgage holders to streamline their refinance into another VA mortgage, often times no appraisal or verification of income is required.


One of the owners here at Mortgage One Northwest and several of our team members are veterans and we love doing these loans! Please don’t hesitate to give us a call or apply online. We are happy to explain the process, verify your qualifications, and pre-approve you!


Just call us at 360-878-9448 or use the form to the right. We’ll get back to you right away!

Lacey WA Home Loans|Olympia Purchase Loans|Tumwater Refinance and Mortgage|Mortgage One NW, LLC

© 2017 by Mortgage One Northwest, Inc NMLS #82426

Address: 8120 Freedom Lane, Suite #200 Lacey, WA 98516 

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